Influencia de los programas de educación financiera sobre el comportamiento de los jóvenes: una revisión de literatura
DOI:
https://doi.org/10.33304/revinv.v15n2-2020002Palabras clave:
Alfabetización financiera, educación financiera, enseñanza secundaria, plan de estudiosResumen
Dada la evidente necesidad de educar económica y financieramente a la población, se han implementado en diferentes partes del mundo estrategias y programas que permiten desarrollar los conocimientos y comportamientos financieros de los jóvenes. Sin embargo, existen pocos estudios que permitan extraer evaluaciones significativas del impacto de dichos programas sobre la transformación de los hábitos y comportamientos de los jóvenes en materia financiera. Por lo que, este artículo busca reconocer la dinámica de publicación de dichos estudios, así como, identificar a través de los resultados de las diferentes investigaciones, los principales comportamientos financieros que logran desarrollar los jóvenes a partir de los programas de educación financiera implementados en instituciones educativas a nivel global. Los resultados de esta investigación revelan que la implementación de estos programas, genera cambios positivos sobre algunos de los comportamientos financieros de los jóvenes, principalmente sobre su comportamiento de ahorro y planificación para la jubilación, lo cual les permite tomar decisiones financieras asertivas, mejorando así su calidad de vida y la de sus familias.Descargas
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